LOW OR NO DOWNPAYMENT  
GOVERNMENT LOAN PRODUCTS       

These types of 30 year fixed rate loans require No or Low downpayment.  You can count on me to help you evaluate which option is right for your specific needs.   Some of those options might be:

FHA :  To Purchase a home you will need, 3.5% down payment , downpayment can be Gift money,  credit score as low as 620 , Seller can contribute up to 6% towards your closing costs, & prepaid items.  Low monthly Mortgage Insurance payment. 

VA :  To Purchase a home, 100% Financing with NO downpayment, credit score as low as 620, Seller can contribute up to 6% towards your closing costs, prepaid items, and 4% other concessions. NO monthly Mortgage Insurance

HomePath:  Purchase a Fannie Mae Owned property,  with 3% downpayment, and up to 6% in Seller contributions to help with closing costs, AND for a limited time an ADDITIONAL 3.5% to apply towards, New Whirlpool Appliances for your New Home.  Credit score of 660 required.  Eligible homes can be found at www.homepath.com .

USDA : To Purchase a home, 100% Financing with NO downpayment, credit score as low as 620, Seller can contribute up to 6% towards your closing costs, prepaid items. NO monthly Mortgage Insurance. Specific Zip Codes and Counties.  Ask for details.

FHA 203(k):   Planning on Purchasing a home in need of some TLC , a fresh coat of paint, inside and out?  New carpet, new landscaping? Updateing?...With this type of loan you can  finance those improvement costs into the purchase price with only 3.5% down.

FNMA/FLHM:   Traditional 30 year fixed rate loan.  If you have a 720 score and 10% downpayment then this is the loan for you.  20% down, a score as low at 620 is acceptable.

JUMBO:   Over $417,001 to $5 Million
20% downpayment, 5/1 ARMS may be the best choice today!

I can help make your dream of home ownership a reality!
Just call me at 407-383-9212 or if you are ready to move forward and need help choosing the right option.....

Just Apply Now       What Happens Next   Testimonials